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Updated from Aussie Banks in 2020
| No. | Bank ▲▼ | Headquarters | Established | Owned/Subsidiary of |
|---|---|---|---|---|
| Commonwealth Bank of Australia | Sydney | 1911 | ||
| Bank of Western Australia Limited trading as BankWest | Perth | 1895 | Subsidiary of the Commonwealth Bank of Australia | |
| Australia and New Zealand Banking Group Limited (ANZ) | Sydney Dec.1835 Hobart Jan.1836 Launceston Jan.1836 Melbourne Aug.1838 Adelaide Jan.1839 |
1835 | ||
| Suncorp Bank Owned by ANZ Group from 2022 |
Brisbane | 1902 | ||
| National Australia Bank | Melbourne | 1858 | ||
| UBank | Melbourne | 2008 | Division of National Australia Bank Limited | |
| Westpac Banking Corporation formerly Bank of New South Wales | Sydney | 1817 | ||
| Bank of Melbourne | Melbourne | 2011 | Subsidiary of Westpac Banking Corporation | |
| Bank SA | Adelaide | 1848 | Subsidiary of Westpac Banking Corporation | |
| St. George Bank Limited | Sydney | 1992 | Subsidiary of Westpac Banking Corporation (Australia) Limited | |
| Macquarie Bank Limited | Sydney | 1969 | ||
| Bank of Queensland Limited | Brisbane | 1874 | ||
| Members Equity Bank Limited (ME) | Melbourne | 1994 | Subsidiary of Bank of Queensland Limited in 2021 | |
| Bendigo and Adelaide Bank Limited | Bendigo, Victoria | 1858 | ||
| Delphi Bank previously known as |
Melbourne | 2012 | Division of the Bendigo and Adelaide Bank Limited | |
| Rural Bank Limited | Melbourne | 2000 | Subsidiary of Bendigo and Adelaide Bank Limited | |
| Up | Melbourne | 2018 | Subsidiary of Bendigo and Adelaide Bank Limited | |
| AMP Bank Limited | Sydney | 1849 | ||
| Australian Military Bank formerly Australian Defence Credit Union | Sydney | 1959 | ||
| Australian Settlements Limited (ASL) | Canberra | 1993 | ||
| Australian Unity Sold BankAustralia |
Melbourne | 1840 | ||
| Auswide Bank formerly Wide Bay Building Society | Bundaberg | 1966 | ||
| Bank Australia CSIRO Co-operative Credit Society in 1957, Members and Education Credit Union (Bankmecu) in 2003, Bank Australia 2015, merged with Qudos Bank 2024, Australian Unity Bank Nov 2025 |
Melbourne | 1957 | ||
| BankFirst | Melbourne | 1972 | ||
| BankVic | Melbourne | 1974 | ||
| Beyond Bank Australia | Adelaide | 2008 | ||
| Defence Bank | Melbourne | 1975 | ||
| Gateway Bank Ltd | Sydney | 1955 | ||
| Heritage Bank | Toowoomba | 1875 | ||
| Hume Bank | Albury | 1955 | ||
| IMB Bank | Wollongong | 1880 | ||
| MyState Bank | Hobart | 2009 | ||
| Newcastle Greater Mutual Group Ltd (trading as Newcastle Permanent, and Greater Bank |
Newcastle, NSW | 1903 | ||
| P&N Bank | Perth | 1990 | ||
| Police Bank | Sydney | 1964 | ||
| Qudos Bank | Sydney | 1959 | Bank Australia 2024 | |
| RACQ Bank Owned by Royal Automobile Club of Queensland (RACQ) |
Brisbane | 1965 | ||
| Regional Australia Bank | Armidale | 1969 | ||
| Teachers Mutual Bank Limited | Sydney | 1966 | ||
| Tyro Payments | Sydney | 2003 | ||
| . | Volt Bank The bank ceased operations in June 2022 |
Sydney | 2018 | |
| . | Xinja Bank Limited APRA formally revoked Xinja's ADI license in February 2021 |
Sydney | 2019 |
Foreign banks wishing to carry on a banking business in Australia must obtain a banking authority under the Banking Act issued by APRA, either to operate as a wholesale bank through an Australian branch or to conduct business through an Australian-incorporated subsidiary. Foreign banks which do not wish to obtain a banking authority may operate a representative office for liaison purposes, but the activities of that office are restricted.
There are a number of foreign subsidiary banks, however, only a few have a retail banking presence – HSBC Bank Australia, Delphi Bank (now an Australian Bank) and Bank of Sydney have a small number of branches. Foreign banks have a more significant presence in the Australian merchant banking sector.
| No. | Bank | Headquarters |
|---|---|---|
| Arab Bank Australia Limited | Sydney | |
| Bank of China (Australia) Limited | Sydney | |
| Bank of Sydney Ltd, subsidiary of Bank of Beirut | Sydney | |
| . | Citibank Australia Citibank no longer operates in Australia for its consumer business. National Australia Bank (NAB) acquired the entire consumer division in June 2022, and these accounts and services have since been migrated to NAB. |
Sydney |
| HSBC Bank Australia | Sydney | |
| Heartland Bank a New Zealand Bank, recently acquired Challenger Bank in 2024 |
Sydney | |
| ING Bank (Australia) a subsidiary of ING Group, Netherlands | Sydney | |
| Rabobank Australia Limited (a subsidiary of Rabobank Nederland from October 1994) | Sydney |
** End of List